Disclaimer

What these tools are

Every page here applies published rates and standard formulas to the numbers you type. The output is an estimate produced by those rules. It is general information, offered for education, and it is not advice about your situation.

What they are not

Nothing on this site is financial, investment, tax, accounting, or legal advice. Using a calculator here does not create a client relationship of any kind. I am not a licensed advisor, accountant, or lawyer, and I do not know your circumstances.

Before you act on a number from this site, check it with a qualified professional or with the relevant authority.

Why your real figure may differ

• Tax outcomes depend on credits, deductions, residency, filing status, and income types that a general calculator cannot know about.
• Lenders round, charge fees, and apply their own day count and compounding rules, so a quoted payment may not match the one shown here.
• Exchange rates shown are European Central Bank reference rates. A bank or payment provider will add a margin, so the rate you are offered will be worse.
• Rates and thresholds change. A page states the year its data applies to, and it may sit behind a mid year change.
• Data can be entered wrongly. If a figure looks off, trust the official source over this site.

Accuracy and availability

The site is provided as it is, without warranty of any kind, including any warranty of accuracy, completeness, or fitness for a particular purpose. To the extent the law allows, I accept no liability for loss or damage arising from use of this site or reliance on its results.

Data comes from official publishers, and the source for each figure is listed on the page that uses it. Mistakes in transcription are still possible.

Links to other sites

Source links point to material published by other organisations. I do not control that material and am not responsible for its content or for what happens on those sites.

Advertising

Advertising may appear on these pages. Ads are selected by third party vendors, not by me. An ad is not a recommendation, and I do not vet the products shown. See the privacy policy for how advertising cookies are handled.

Corrections

Found an error? Send the page and the figure you expected to pharaujo@gmail.com.